• Cash Advance Software
    Web hosted or on Premises
    Cashwise has the most customizable solution to meet your specific company’s way of doing business.
    Our modular system will allow you to choose from all or one of our many features such as Installment Loans,
    Payday, and Auto Title with support of CSO/CAB models.
    Now for
    Free Demo

  • Check Cashing Point of Sale
    Cashwise makes cashing checks quick
    and easy by providing all the information
    you need at your fingertips.
    Easily track and manage your customers and their checks.
    Array of administration tools as well as Biometric fingerprint compatible
    for added security.
    Highly scalable database engine and reporting tool. Take advantage of built
    in Remote deposit Check21,
    Check & Customer Image capture and OFAC compliance check.
  • Online Lending
    Management Application
    Cashwise Online offers Payday and Installment loans
    for the multi-state model.
    This product allows you to automate your online transactions
    by deploying pre-determined underwriting rules
    set by you the client.
    With a workflow system for your CSRs to follow
    and all the management tools you need to be successful in the online lending space.
    We can help you customized your Customer portal
    to allow for maximum communication.
Do you need a brick and mortar solution, an online payday loan solution or both? Regardless, our Cashwise software solution can handle your Cash Advance, Check Cashing, Installment and Payday Loan needs. All of this is possible thanks to Softwise's flagship software product, Cashwise.

The undisputed leader in financial services software

  • Cashwise

    Cashwise is the perfect software solution for any check cashing, payday lending business in an established location.
  • Cashwise Online

    Allows you the freedom to issue loans in any state from anywhere in the US without the need for a store-front location.
  • Cashwise Extras

    In addition to stellar software, Softwise also offers various quality accessories to provide a complete solution to your business needs.
  • Netspend PrePaid Visa

    Softwise is continually developing new software modules to help increase your bottom line, such as the new Netspend Prepaid Visa© Module.

Cashwise Demo

Learn more about our Cashwise solution for your operation with this fun and informative interactive demonstration.
Click here to request software demonstration

The undisputed leader in financial services software

  • Collections Software built in
    Our full featured debt collection module is designed to meet the needs of a large or small collection organization, with excellent automation of the collection processes. Abilities to schedule call back reminders, promise to pays, collection letters and payment plans. We know that the collections process is crucial to your success.
  • Other services
    Process bill payments, money orders or prepaid? Cashwise gives you the convenience of having these integrations out of one platform. Don’t use 2 or 3 different systems, cut your dual entry and minimized error by using our Cashwise Point of sale application. Full POS with a goods and services module to keep track of any additional items sold.
  • The company
    Softwise is truly your one stop shop. Our system was built by professionals in the Payday and Check cashing industry. We have always kept in mind what matters most which is to better serve the customer. The president of our company sits on the board of CFSA which is another way for us to be in the know of our industry. We also are members of these great associations FISCA, CFSP, FSCNY, NPA, OLA and CFSA.
  • The customers
    Through our 18 years of proving financial services software we have been able to have some of the leaders and long standing clients. Companies as large as publically traded Q.C. Financial with approx. 500 locations to single store operators with a range of volumes. We also have many clients from other industries such as Zion’s Bank, Fiesta Mart, Tax services, Pawn America and more. Whether your just getting into the our industry or are a proven veteran Softwise can help you reach your goals.

What People Say


Powerful Data Communications

“Data communications was a key factor in our decision to go with Cashwise. It would be virtually impossible for a company our size to control our growth without powerful data communications. We found that Cashwise was the only product on the market that offered a high-end enterprise solution” - Brian Elvin, Director of IT   QC Financial

Cashwise a very mature product

"A basis for United's success is the solid, consistent process it franchises to its clients. The Cashwise check cashing POS system is an important part of this successful program. It is powerful enough to handle the needs of our mature, high volume centers as well as easy enough the train new operators just coming into the business. As United Check Cashing grows its brand across the country, Cashwise continues to be a preferred business partner supporting our system." - Jack Leonard, President   United Financial Services Group, Inc.

Great Customer Tracking

"One of the key features we enjoy about Cashwise is its ability to capture images of the customers and their transactions. After extensive research, Cashwise truly is the only option for complete tech support and state of the art development" - Ben Chamerlain, Operations Manager   First Class of Lansing, MI

Helpful Support

"Our main interest in Cashwise was the fact that it could handle virtually every aspect of our business from goods and money orders to payday loans and check loans. The bonus for us was the helpful support and friendly service that Softwise offered as well." - Lori San Miguel   Money Now of Tempe, AZ

Total Solution

"A larger company that has been a customer of Softwise for years kept singing their praises. We were getting tired of the old program we were using and needed a solution that addressed all of our needs...from money orders to payday loans. Cashwise has it all!" - David Raper   RC Check Cashers

Fast Transaction Speed

"We chose Softwise for a variety of reason. In summary, we found the point of sale to be extremely fast and easy to use, the security extensive, and the communications between stores and office tremendous." - Keith Chunn, Vice President   American Check Cashers of Louisiana